1. Overview

This Payment Policy explains the payment methods accepted by Belton Ag Equipment, payment authorization requirements, payment verification, refunds, and other payment-related terms applicable to purchases made through our website or directly with our business.

By placing an order with Belton Ag Equipment, you agree to the payment terms described in this policy, as well as our Terms & Conditions and Cancellation Policy.

2. Accepted Payment Methods

Depending on the order, product, availability, and applicable payment requirements, Belton Ag Equipment may accept the following payment methods:

3. When Payment Is Required

Payment or approved payment arrangements must be established before an order can be processed for fulfillment. Depending on the payment method and transaction, Belton Ag Equipment may require payment to be received, cleared, or otherwise confirmed before equipment is released or shipped.

For certain transactions, particularly higher-value equipment purchases, customers may be required to complete additional payment verification before the order is finalized.

4. Credit and Debit Card Payments

When paying by credit or debit card, customers authorize Belton Ag Equipment and its payment processing providers to process the amount associated with the order.

Card payments may be subject to authorization and verification procedures. An order is not considered fully confirmed until the applicable payment has been successfully authorized and accepted.

If a card payment is declined, cannot be verified, or is otherwise unsuccessful, Belton Ag Equipment may delay processing the order until an acceptable payment method has been established.

5. ACH Payments

ACH payments may be used for eligible purchases. Customers choosing ACH may be required to provide the information necessary to complete the electronic bank transfer.

An ACH transaction may require time to be received and confirmed. Belton Ag Equipment may wait for confirmation of the payment before releasing or shipping an order.

If an ACH payment is rejected, reversed, returned, or cannot be verified, the order may be placed on hold until the payment issue is resolved.

6. Wire Transfers

Wire transfers may be accepted for qualifying equipment purchases. Customers should use only the wire transfer instructions provided directly by Belton Ag Equipment.

Orders paid by wire transfer may remain pending until Belton Ag Equipment confirms receipt of the funds.

7. Cryptocurrency Payments

Cryptocurrency may be accepted for qualifying purchases when this option is available and approved for the transaction.

Customers are responsible for sending cryptocurrency using the payment instructions and network information provided by Belton Ag Equipment. Cryptocurrency transactions may be irreversible once completed.

An order will not be considered paid until the applicable cryptocurrency payment has been received and confirmed according to the payment instructions provided for the transaction.

8. Third-Party Payment Applications

Belton Ag Equipment may accept certain third-party payment applications when available. Not every payment application will be available for every order.

Customers should follow the payment instructions provided by Belton Ag Equipment and ensure that the payment is sent to the correct authorized recipient.

Third-party payment services may have their own terms, processing requirements, transaction limits, or verification procedures. Customers are responsible for complying with the applicable requirements of the payment provider.

9. Financing

Financing may be available for qualifying equipment purchases. Approval, financing terms, interest rates, repayment schedules, and other financing conditions are determined by the applicable financing provider.

Belton Ag Equipment does not guarantee financing approval. Customers are responsible for reviewing and accepting the financing agreement provided by the financing provider.

Refunds associated with financed orders may need to be coordinated directly with the applicable financing partner.

10. Payment Verification and Order Processing

Belton Ag Equipment may verify payment information before processing an order. Verification may be necessary to protect customers and the business against unauthorized transactions, payment errors, or other payment-related issues.

If additional verification is required, order processing may be delayed until the payment can be adequately confirmed.

We may decline or place an order on hold when payment cannot be properly authorized, verified, or confirmed.

11. Declined, Failed, Reversed, or Returned Payments

If a payment is declined, rejected, reversed, returned, cancelled, or otherwise cannot be successfully completed, Belton Ag Equipment may place the order on hold until an acceptable payment arrangement is established.

Customers may be required to provide an alternative payment method or resolve the payment issue before the order can proceed.

Where a payment issue results in an order being cancelled, any applicable refund will be handled according to our Cancellation Policy and the terms applicable to the original payment method.

12. Product Pricing and Pricing Errors

Prices displayed on our website are subject to change without notice. Belton Ag Equipment reserves the right to correct pricing errors, inaccuracies, or typographical mistakes.

Product descriptions, specifications, images, availability, and pricing may occasionally contain errors or omissions and may be updated or corrected without notice.

If an order has been affected by a significant pricing or payment-related error, Belton Ag Equipment may contact the customer to correct the issue or determine whether the order should proceed.

13. Shipping Charges

Customers are responsible for applicable shipping and delivery charges unless otherwise agreed in writing by Belton Ag Equipment.

Shipping costs may vary depending on the equipment, destination, shipping method, carrier, size, weight, and other applicable factors.

International customers may also be responsible for applicable customs duties, taxes, import fees, or other charges imposed by the destination country.

14. Deposits and Down Payments

When a deposit or down payment is required for an order, the applicable amount and payment arrangements will be communicated to the customer before payment is made.

Deposits and down payments are refundable, subject to the applicable terms of the order and our Cancellation Policy.

15. Refunds

Approved refunds are generally processed within 5–10 business days after confirmation of the refund.

Once a refund has been processed by Belton Ag Equipment, the time required for the funds to appear in the customer's account may depend on the customer's bank, card issuer, payment provider, or financial institution.

Refunds will generally be issued using the applicable payment method or process associated with the original transaction, where practical and permitted.

For financed purchases, refund processing may need to be coordinated directly with the applicable financing partner.

16. Payment Security

Customers should provide payment information only through authorized payment channels provided by Belton Ag Equipment or its approved payment providers.

We may take reasonable steps to verify payment information and protect transactions from unauthorized activity. However, no method of electronic transmission or payment processing can be guaranteed to be completely secure.

17. Changes to This Payment Policy

Belton Ag Equipment may update or modify this Payment Policy from time to time to reflect changes to our payment methods, business practices, payment providers, legal requirements, or other operational considerations.

The updated policy will be posted on our website. Customers should review the policy before completing a purchase.